Terms of Service

Creative Title Website Terms of Use

Effective Date: 2026-01-09

Creative TC LLC, and its DBAs or trade names, including Creative Title Company (“Company,” “we,” “us,” or “our”), operates creativetitle.io and any related websites (collectively, the “Site” or “Sites”).

By accessing or using the Site, you agree to be bound by these Terms of Use (“Terms”). If you do not agree, do not use the Site.

1. Scope of These Terms

These Terms govern use of the website only.
They do not govern escrow services, title insurance, closings, or any other professional services, which are subject to separate written agreements, disclosures, and underwriter approval.

2. Informational Use Only

All content on the Site is provided for general informational purposes only.
The Site does not provide legal advice, title opinions, underwriting decisions, or closing commitments.

You should not rely on Site content as a substitute for file-specific review or written confirmation from the Company.

3. No Offer, Quote, or Guarantee

Nothing on the Site constitutes:

An offer to insure title

A binding quote

A guarantee of pricing, timing, availability, or outcome

A commitment to provide services

All services are subject to written engagement, underwriting approval, and transaction-specific conditions.

4. Accuracy; No Warranty

The Site is provided “as is” and “as available.”
We make no representations or warranties regarding accuracy, completeness, timeliness, or fitness for any particular purpose.

We may update, modify, or remove content at any time without notice.

5. Intellectual Property

All Site content—including text, graphics, logos, branding, layout, and original materials—is owned by the Company or its licensors and is protected by applicable intellectual property laws.

No rights are granted except as expressly permitted by these Terms.

6. Permitted and Prohibited Use

Permitted Use - You may use the Site for lawful business and commercial purposes, including:

Evaluating the Company and its services

Submitting inquiries or transaction referrals

Sharing links to the Site with clients or counterparties

Engaging the Company in connection with real estate transactions

Prohibited Use - You may not, directly or indirectly:

Scrape, crawl, harvest, or index any portion of the Site or its content

Copy, reproduce, republish, sell, license, or create derivative works from the Site or its content

Use the Site or its content to compete with the Company or develop competing services

Frame, mirror, or embed the Site in another website

Train AI or machine-learning models using Site content

Misrepresent any affiliation with or endorsement by the Company

7. Third-Party Links

The Site may contain links to third-party websites.
We do not control or endorse third-party content and are not responsible for their practices, accuracy, or availability.

8. No Client, Escrow, or Fiduciary Relationship

Use of the Site alone does not create:

An escrow relationship

A fiduciary duty

A client, agency, or advisory relationship

Such relationships arise only through separate written agreement and formal file opening.

9. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any damages arising out of or related to:

Use of or inability to use the Site

Errors or omissions in Site content

Reliance on Site information

Site downtime or interruptions

This includes indirect, incidental, consequential, or special damages.

10. Indemnification

You agree to indemnify and hold harmless the Company from any claims, losses, liabilities, or expenses arising from:

Your misuse of the Site

Violation of these Terms

Unauthorized use of Site content

Misrepresentation or improper reliance on Site materials

11. Governing Law and Venue

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-laws principles.

Any dispute arising from these Terms or use of the Site shall be brought exclusively in state or federal courts located in Colorado.

SMS/Text Messaging Program

By opting in through our website form, Creative TC LLC (doing business as Creative Title) may send you text messages related to your transaction and our services, including appointment reminders, closing and account updates, and — where you have separately opted in — promotional and marketing messages. Message frequency varies depending on your activity and the services you've requested.

Message and data rates may apply. You may opt out of receiving text messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at [email protected].

You must be at least 18 years old to opt in to receive text messages from us. By providing your mobile number and opting in, you represent that you are 18 years of age or older and the account holder or authorized user of that number.

Carriers are not liable for delayed or undelivered messages, and message delivery is subject to your mobile carrier's terms.

12. Changes to These Terms

We may update these Terms at any time.
Continued use of the Site after changes become effective constitutes acceptance of the revised Terms.

13. Contact Information

For legal notices or questions regarding these Terms, contact: [email protected]