Creative Title Blog
Articles
Title Insurance on a Subject-To: Why You Insure the Full Purchase Price
by: Caleb ChristopherPublished on: 09/07/2026Buyers on subject-to deals often insure only their cash in. That is the wrong number, and it is the number that decides what you recover on a claim.
Title & EscrowCreative FinanceTitle Insurance & Real-Estate Law
You Got a Due-on-Sale Letter? What to Do in the First 72 Hours
by: Caleb ChristopherPublished on: 09/03/2026Short answer: not for an investor buyer. Here is what a land trust does and does not do about due-on-sale, and where the confusion comes from.
Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
Does Putting a Property in a Trust Stop the Due-on-Sale Clause?
by: Caleb ChristopherPublished on: 09/03/2026Short answer: not for an investor buyer. Here is what a land trust does and does not do about due-on-sale, and where the confusion comes from.
Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
Garn-St. Germain and Subject-To: What the Law Really Protects
by: Caleb ChristopherPublished on: 09/01/2026The Garn-St. Germain exemptions are narrower than creative finance folklore suggests. Here is what the statute covers, and what it does not.
Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
