Creative Title Blog
Articles
Owner's Policy vs Lender's Policy: Which One Actually Protects You?
by: Caleb ChristopherPublished on: 09/07/2026The lender's policy protects the lender. If you want protection for yourself, that is a separate policy. Here is the difference in plain terms.
Title & EscrowAgent & TC ResourcesTitle Insurance & Real-Estate Law
Title Insurance on a Subject-To: Why You Insure the Full Purchase Price
by: Caleb ChristopherPublished on: 09/07/2026Buyers on subject-to deals often insure only their cash in. That is the wrong number, and it is the number that decides what you recover on a claim.
Title & EscrowCreative FinanceTitle Insurance & Real-Estate Law
Reading a Title Commitment: What Schedule A and Schedule B Actually Tell You
by: Caleb ChristopherPublished on: 09/07/2026Schedule A, the Schedule B-I requirements and the B-II exceptions, explained by the people who write them. Useful to anyone buying property.
Title & EscrowTitle Insurance & Real-Estate Law
You Got a Due-on-Sale Letter? What to Do in the First 72 Hours
by: Caleb ChristopherPublished on: 09/03/2026Short answer: not for an investor buyer. Here is what a land trust does and does not do about due-on-sale, and where the confusion comes from.
Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
