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You Got a Due-on-Sale Letter? What to Do in the First 72 Hours

You Got a Due-on-Sale Letter? What to Do in the First 72 Hoursby: Caleb ChristopherPublished on: 09/03/2026

Short answer: not for an investor buyer. Here is what a land trust does and does not do about due-on-sale, and where the confusion comes from.

Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
You Got a Due-on-Sale Letter? What to Do in the First 72 Hours

Does Putting a Property in a Trust Stop the Due-on-Sale Clause?

Does Putting a Property in a Trust Stop the Due-on-Sale Clause?by: Caleb ChristopherPublished on: 09/03/2026

Short answer: not for an investor buyer. Here is what a land trust does and does not do about due-on-sale, and where the confusion comes from.

Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
Does Putting a Property in a Trust Stop the Due-on-Sale Clause?

The Due-on-Sale Clause: What Actually Happens When a Lender Calls It

The Due-on-Sale Clause: What Actually Happens When a Lender Calls Itby: Caleb ChristopherPublished on: 09/02/2026

What happens after a due-on-sale letter arrives: the acceleration timeline, your right to cure, and the remediation paths that actually work

Title & EscrowInvestor & Wholesaler Resources
The Due-on-Sale Clause: What Actually Happens When a Lender Calls It

Garn-St. Germain and Subject-To: What the Law Really Protects

Garn-St. Germain and Subject-To: What the Law Really Protectsby: Caleb ChristopherPublished on: 09/01/2026

The Garn-St. Germain exemptions are narrower than creative finance folklore suggests. Here is what the statute covers, and what it does not.

Title & EscrowInvestor & Wholesaler ResourcesCreative Finance
Garn-St. Germain and Subject-To: What the Law Really Protects