Creative Title Blog
Articles
Owner's Policy vs Lender's Policy: Which One Actually Protects You?
by: Caleb ChristopherPublished on: 09/07/2026The lender's policy protects the lender. If you want protection for yourself, that is a separate policy. Here is the difference in plain terms.
Title & EscrowAgent & TC ResourcesTitle Insurance & Real-Estate Law
Title Insurance on a Subject-To: Why You Insure the Full Purchase Price
by: Caleb ChristopherPublished on: 09/07/2026Buyers on subject-to deals often insure only their cash in. That is the wrong number, and it is the number that decides what you recover on a claim.
Title & EscrowCreative FinanceTitle Insurance & Real-Estate Law
Reading a Title Commitment: What Schedule A and Schedule B Actually Tell You
by: Caleb ChristopherPublished on: 09/07/2026Schedule A, the Schedule B-I requirements and the B-II exceptions, explained by the people who write them. Useful to anyone buying property.
Title & EscrowTitle Insurance & Real-Estate Law
What Is Title Insurance? (And Why Creative Finance Investors Can't Afford to Skip It)
by: Caleb ChristopherPublished on: 06/30/2026Title insurance covers ownership defects like old liens, forged deeds, missed heirs, that a search can miss. Learn why subto and wrap buyers can't skip it.
Title & EscrowCreative FinanceTitle Insurance & Real-Estate Law
