Creative Title Blog
Articles
Wraparound Mortgage Closings: What Gets Recorded, and What Gets Insured
by: Caleb ChristopherPublished on: 09/22/2026A wrap gives the seller a remedy only because a deed of trust gets recorded. What goes on record at a wrap closing, what the policy covers, and what neither one protects you from.
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Title Insurance on a Subject-To: Why You Insure the Full Purchase Price
by: Caleb ChristopherPublished on: 09/08/2026Buyers on subject-to deals often insure only their cash in. That is the wrong number, and it is the number that decides what you recover on a claim.
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Owner's Policy vs Lender's Policy: Which One Actually Protects You?
by: Caleb ChristopherPublished on: 09/07/2026The lender's policy protects the lender. If you want protection for yourself, that is a separate policy. Here is the difference in plain terms.
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Reading a Title Commitment: What Schedule A and Schedule B Actually Tell You
by: Caleb ChristopherPublished on: 09/02/2026Schedule A, the Schedule B-I requirements and the B-II exceptions, explained by the people who write them. Useful to anyone buying property.
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